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Going through the home mortgage process can be tricky and fraught with a lot of obstacles. If you are looking for a home and don't know where to begin, then keep reading because you will need to know how to prepare yourself to get approved for a mortgage. Read on for valuable home mortgage tips.
There are loans available for first time home buyers. These loans usually do not require a lot of money down and often have lower interest rates than standard mortgages. Most first time home buyer loans are guaranteed by the government thus, there is more paperwork needed than standard mortgage applications.
SevenRooms founder and CEO Joel Montaniel. SevenRooms
The idea for Joel Montaniel's startup stemmed from one simple reason: he really hated his job.
In 2009, Montaniel was working a finance job at Credit Suisse, putting in 120-hour weeks and spending up to three months at a time working until 4 a.m. every night.The brutal pace of his day job made it hard to have a social life, book vacations, or try out new restaurantsand nightclubs.
"The challenge is, the nightclubs and restaurants that I wanted t